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Regulatory Update

Charity Commission 2025: What's Changed for Grant Applicants

New compliance requirements take effect January 2025. Stronger due diligence standards impact grant applications and funder expectations.

Key Changes Summary

  • Enhanced due diligence: Funders must verify charity status before granting (affects application timelines)
  • Safeguarding mandatory: All charities working with vulnerable groups must have policies on record
  • Financial reporting threshold lowered: Now £100K income (was £250K)
  • Trustee declarations required: Annual fitness declarations for all trustees
  • Serious incident reporting expanded: More scenarios require immediate reporting

Impact on Grant Applications

1. Longer Due Diligence Periods

Funders now required to conduct enhanced checks before awarding grants. Expect:

  • Additional 2-4 weeks to decision timelines
  • More documentation requests (accounts, policies, governance info)
  • Trustee background checks for grants over £100K

2. Safeguarding Non-Negotiable

Working with children, young people, vulnerable adults, or at-risk groups? Must now demonstrate:

  • ✓ Written safeguarding policy (uploaded to Charity Commission)
  • ✓ DBS checks for relevant staff/volunteers
  • ✓ Safeguarding training records
  • ✓ Clear reporting procedures

New Compliance Checklist

RequirementWho It AffectsDeadline
Safeguarding policy on fileAll charities with vulnerable groupsBy 31 March 2025
Enhanced financial reportingIncome £100K+ (was £250K)From FY 2024/25
Trustee declarationsAll registered charitiesAnnually by 31 Jan
Serious incident reportingAll charitiesWithin 15 days of incident

What Funders Are Checking

Major funders now routinely verify:

✓ Charity Commission Register Status

Not just registration number but active, compliant status with no regulatory concerns flagged

✓ Recent Accounts Filed

Late filers face additional scrutiny or automatic rejection by some funders

✓ Governance Quality

Active trustee board (minimum 3), recent meetings, proper governance structure

Serious Incident Reporting Expanded

Must now report within 15 days:

  • Significant data breaches (not just cyber attacks)
  • Safeguarding concerns involving staff/volunteers
  • Major financial irregularities (previously higher threshold)
  • Regulatory investigations by other bodies
  • Whistleblowing allegations

Action Steps for Charities

Immediate Actions (By March 31, 2025):

  1. 1. Upload safeguarding policy to Charity Commission website (if applicable)
  2. 2. Complete trustee declarations for all board members
  3. 3. Review incident reporting procedures—update to reflect expanded criteria
  4. 4. Check accounts filing status—late filers face grant application challenges
  5. 5. Update internal due diligence documents—many funders request these proactively

Positive Side Effects

While adding compliance burden, changes benefit well-run organizations:

  • Level playing field: Poor governance now harder to hide; quality orgs stand out
  • Faster processing: Complete compliance documentation speeds funder checks
  • Sector credibility: Higher standards improve public trust in charities

Key Takeaways

  • ✓ Safeguarding policies mandatory by March 31, 2025 (vulnerable groups)
  • ✓ Financial reporting threshold lowered to £100K income
  • ✓ Grant application timelines 2-4 weeks longer (enhanced due diligence)
  • ✓ Trustee declarations required annually
  • ✓ Serious incident reporting expanded significantly
  • ✓ Well-governed charities benefit from higher bar